{"id":1419,"date":"2023-06-21T06:45:56","date_gmt":"2023-06-21T06:45:56","guid":{"rendered":"https:\/\/hbfoundation.co.uk\/?page_id=1419"},"modified":"2023-08-16T05:31:23","modified_gmt":"2023-08-16T05:31:23","slug":"what-is-zakat","status":"publish","type":"page","link":"https:\/\/hbfoundation.co.uk\/?page_id=1419","title":{"rendered":"What is Zakat"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.20.4″ _module_preset=”default” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”20px||||false|false” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” module_id=”projects” _builder_version=”4.20.4″ _module_preset=”default” max_width=”100%” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”tm_font” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Archivo|600|||||||” text_text_color=”#000000″ text_font_size=”44.27px” text_font_size_tablet=”44.27px” text_font_size_phone=”33px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

What is Zakat<\/p>\n

[\/et_pb_text][et_pb_divider color=”#b92454″ divider_weight=”3px” module_id=”tm_divider” _builder_version=”4.20.4″ _module_preset=”default” width=”11%” width_tablet=”11%” width_phone=”36%” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”-13px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”http:\/\/hbfoundation.co.uk\/wp-content\/uploads\/2023\/06\/zakat-1920w.png” title_text=”zakat-1920w” align=”center” _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_text module_id=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Zakat is one of the Five Pillars of Islam and is a key part of the Islamic faith. It is the annual prescribed charitable donation qualifying Muslims must make to support those most in need. The term Zakat literally means “that which purifies”. Just as ablutions purify the body and Salat purifies the soul; Zakat purifies income and wealth pleasing Allah (SWT) by helping the poor and needy.\u00a0<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.4″ _module_preset=”default” custom_margin=”16px||||false|false” custom_margin_tablet=”16px||||false|false” custom_margin_phone=”16px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”||20px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”19px” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” custom_padding=”||0px|||” hover_enabled=”0″ text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Who is eligible to pay Zakat?<\/span><\/strong><\/h1>\n

As defined by the Zakat rules, those eligible to pay must be:<\/span><\/p>\n

[\/et_pb_text][et_pb_text module_id=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” ul_font=”Archivo||||||||” ul_text_color=”#b92454″ ul_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px|44px|15px|44px|false|true” custom_margin_tablet=”-22px|40px||40px|false|true” custom_margin_phone=”-22px|22px||22px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    \n
  • \n
    Adult (an individual who has reached the age of puberty)<\/span><\/div>\n<\/li>\n
  • \n
    Muslim (Zakat is not paid by non-Muslims)<\/span><\/div>\n<\/li>\n
  • \n
    Free man or woman<\/span><\/div>\n<\/li>\n
  • \n
    Sane \/ of sound mind (psychologically stable)<\/span><\/div>\n<\/li>\n
  • In complete ownership of the Nisab<\/span><\/li>\n<\/ul>\n

    [\/et_pb_text][et_pb_text module_id=”ab_p” module_class=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    In summary, any adult Muslim who is working or earning more than is necessary to fulfil their everyday essential needs is expected to pay a percentage of their wealth as Zakat<\/span><\/p>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||10px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    Who is eligible to receive Zakat?<\/span><\/h1>\n

    Those eligible to receive assistance from Zakat payments include:<\/span><\/p>\n

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      \n
    • \n
      (Fakir) The poor who have no or low income<\/span><\/div>\n<\/li>\n
    • \n
      (Miskin) The needy who do not have a day\u2019s food<\/span><\/div>\n<\/li>\n
    • \n
      (Amil) Those employed to distribute Zakat<\/span><\/div>\n<\/li>\n
    • \n
      (Riqab) Anyone in slavery or captivity<\/span><\/div>\n<\/li>\n
    • \n
      (Gharmin) Anyone in unmanageable debt<\/span><\/div>\n<\/li>\n
    • \n
      (Fisabillillah) Anyone who fights for Allah (SWT)<\/span><\/div>\n<\/li>\n
    • \n
      (Ibnus Sabil) To assist stranded or struggling travellers<\/span><\/div>\n<\/li>\n
    • \n
      (Muallaf) Those new to the Muslim faith or friends of the Muslim community<\/span><\/div>\n<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||10px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” custom_css_main_element=”display:none;” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||10px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” custom_css_main_element=”background:none;” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”29px” text_font_size_phone=”20px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      Who is eligible to pay Zakat?<\/span><\/strong><\/h1>\n

      [\/et_pb_text][et_pb_text module_id=”ab_p” module_class=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” custom_padding=”||0px||false|false” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      Zakat is calculated on your personal and business assets minus qualifying liabilities:<\/p>\n

      Personal assets include Gold, Silver, Cash at Home and Bank Accounts, Other Savings, Investments & Share Values, Pension Schemes and Money Owed to you. For business owners, assets would include Stock Value and Capital Reserves \/ Shareholder Funds.<\/p>\n

      Liabilities include clothing and appliances, money owed to others including card debts, mortgages and personal loans, rent or mortgage payment for the month you pay Zakat and bills that are outstanding in the month you pay Zakat. For business owners, liabilities include any business expenditures such as rates, salaries, bills and rent and short-term business loans or business overdrafts.<\/p>\n

      To work out your total wealth there is a simple calculation you can use; Personal Assets plus Business Assets less short-term liability equals your wealth. Where your wealth is higher than the calculated Nisab threshold, you are eligible and expected to pay Zakat at 2.5% of your wealth.<\/p>\n

      The Zakat percentage may vary depending on whether you are a farmer and the irrigation techniques you used to grow your crops, or you have land where you have found precious resources within the lunar year i.e. gold, silver or crude oil.<\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.20.4″ _module_preset=”default” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”||10px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”29px” text_font_size_phone=”20px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      How is zakat calcluted?<\/span><\/strong><\/h1>\n

      [\/et_pb_text][et_pb_text module_id=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      Zakat is calculated on your personal and business assets minus qualifying liabilities:<\/p>\n

      Personal assets include Gold, Silver, Cash at Home and Bank Accounts, Other Savings, Investments & Share Values, Pension Schemes and Money Owed to you. For business owners, assets would include Stock Value and Capital Reserves \/ Shareholder Funds.<\/p>\n

      Liabilities include clothing and appliances, money owed to others including card debts, mortgages and personal loans, rent or mortgage payment for the month you pay Zakat and bills that are outstanding in the month you pay Zakat. For business owners, liabilities include any business expenditures such as rates, salaries, bills and rent and short-term business loans or business overdrafts.<\/p>\n

      To work out your total wealth there is a simple calculation you can use; Personal Assets plus Business Assets less short-term liability equals your wealth. Where your wealth is higher than the calculated Nisab threshold, you are eligible and expected to pay Zakat at 2.5% of your wealth.<\/p>\n

      The Zakat percentage may vary depending on whether you are a farmer and the irrigation techniques you used to grow your crops, or you have land where you have found precious resources within the lunar year i.e. gold, silver or crude oil.<\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||15px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”29px” text_font_size_phone=”20px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      What is Nisab?<\/span><\/strong><\/h1>\n

      [\/et_pb_text][et_pb_text module_id=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      The term Nisab is defined as the threshold amount that a Muslim\u2019s wealth should total to make them eligible to pay Zakat. There are two values used to calculate the Nisab threshold – gold and silver at the value of 612.36 grams of silver and 87.48 grams of gold. The monetary value is calculated on the current price of gold and silver when working out your Zakat contribution.<\/span><\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.20.4″ _module_preset=”default” custom_padding=”||0px||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”40px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”ab_title” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.6em” header_font=”Archivo|700|||||||” header_font_size=”32px” header_line_height=”1.7em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|phone” text_font_size_tablet=”29px” text_font_size_phone=”20px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”30px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      When to pay Zakat?<\/span><\/h1>\n

      [\/et_pb_text][et_pb_text module_id=”ab_p” _builder_version=”4.20.4″ _module_preset=”default” text_font=”Inter||||||||” text_text_color=”#000000″ text_font_size=”1.3rem” text_line_height=”1.71em” text_orientation=”center” custom_margin=”-22px||||false|true” custom_margin_tablet=”-22px||||false|true” custom_margin_phone=”-22px|0px||0px|false|true” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”22px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      Once your wealth has passed the Nisab threshold, you are eligible to pay Zakat. However, it is not paid straight away. Zakat should be paid after your wealth has been held for a full lunar year but only if the value remains above the minimum threshold amount.<\/p>\n

      Should your wealth increase or decrease, your Zakat amount should adjust accordingly, however, if your held assets fall below the Nisab threshold, you are no longer eligible to pay Zakat. The amount of Zakat due is calculated based on the value of personal wealth at the end of the Islamic year. Many Muslims choose to pay their Zakat during Ramadan as this offers greater blessing and reward, although you can pay your Zakat at any time of year.<\/p>\n

      Zakat can be paid in instalments, however, it is preferred that your Zakat is paid in a single transaction. Where you are assured your wealth is not likely to change, you can pay your Zakat in advance of the anticipated due date.<\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” background_color=”#b92454″ custom_padding=”0px||0px||true|false” global_module=”1185″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”#footers” module_class=”footersss” _builder_version=”4.20.4″ _module_preset=”default” header_2_font=”Archivo||||||||” header_2_font_size=”24px” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”6px||||false|false” custom_padding_tablet=”” custom_padding_phone=”9px||||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”16px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      <\/span><\/span>Copyright \u00a9 HB Foundation 2023<\/span><\/h2>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      What is ZakatZakat is one of the Five Pillars of Islam and is a key part of the Islamic faith. It is the annual prescribed charitable donation qualifying Muslims must make to support those most in need. The term Zakat literally means “that which purifies”. Just as ablutions purify the body and Salat purifies the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1419","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1419"}],"version-history":[{"count":50,"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1419\/revisions"}],"predecessor-version":[{"id":3561,"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1419\/revisions\/3561"}],"wp:attachment":[{"href":"https:\/\/hbfoundation.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}